Top 7 Best Online Payment Apps in 2023

Check out the list of best online payment apps that you can use to pay for your online purchases. This blog will focus on these apps and the features they offer.

With the explosion of online shopping and the rise of startups that are based on e-commerce, Best Online Payment Apps are now big business. One can easily look online for the best online payment apps but with all the hype and buzz around different apps, it’s hard to find the right app that best suits your business. 

This blog will list a few of the best online payment apps and help you understand why they are the best.

Best Online Payment Apps

Some of the popular names include PayPal, Google Pay, Apple Pay, etc. However, this blog will focus on some of these apps and the features they offer. Here are the best online payment apps that are available today. 

1- Paypal

PayPal is the most popular online payment app. It is used by over 100 million people. Moreover, it offers free money transfers and easy payment gateway solutions for your blog or website. You can accept payments from customers in almost 200 countries. So, what can be more beneficial than this! 

In addition, it’s also easy to accept payments through PayPal on your website or blog by adding a PayPal button. However, if you like to get the advantage of its maximum features for free then you can download its modded version from different websites. 

2- Venmo

One of the best online payment apps is Venmo. It’s basically a mobile payment app that lets you send and receive payments from friends, family, and co-workers. You can even split your bill with friends when you go out to eat or request money from someone without having to give them your bank account or card details. 

Venmo is very easy to use and is similar to sending a text message. All you need to do is sign up for a Venmo account using your email address or your mobile number. It will then send you a text message with a link to download the app, which is available for Android, iPhone, and iPad. 

Once you’re logged in, you can send and receive money quickly by entering the amount and adding a note to your friend. You’ll also see Venmo’s logo, which will show you how much money you have in your account.

3- TransferWise

It is a UK-based startup that’s been slowly but steadily building a reputation among savvy digital nomads and frequent travelers. TransferWise aims to provide the cheapest and fastest way to send money internationally. It sounds too good to be true, but we’ve personally had great experiences with the company.

Additionally, TransferWise is a global money transfer platform that is changing the way people send money abroad. It offers a better exchange rate, a low flat fee, and high transparency for international money transfers. The app also aims to eliminate the need for a bank account by using a peer-to-peer model for cross-border payments.

4- Google Pay 

It is a payment processing system developed by Google that lets users make payments with a variety of credit cards. Google Pay is a mobile app that lets you pay in stores with your phone or tablet. It also stores your loyalty and gift cards and makes it easier to pay across Google products like Google Play and YouTube. 

The app is accepted in stores, apps, and on the web. You can use it to pay online, in stores with Android Pay, in stores with contactless payments, or for in-app purchases. Moreover, it is a payment platform that allows you to use the payment information saved to your Google Account to pay anywhere online.

Google Pay doesn’t send or store your credit or debit card information, and it works with most major credit and debit cards from top financial institutions. After you add a card, you can use it in stores on your phone or on the web (and in apps with the Google Pay button). 

And if you have more than one card saved, you can select the one you want to use before you make the purchase.

5- Payoneer

It is a global payments company that specializes in online money transfers. Since its inception in 2001, Payoneer has grown to be a worldwide payments provider with over 1 million business and freelancer members. The app offers numerous service benefits to its users including. Payoneer account – Receives payments from your clients worldwide, withdrawing directly to your bank or Payoneer account. 

Airtime top-up – Phone credit top-up service is designed to provide you with the most convenient and flexible way to top up your mobile phone balance. 

Prepaid debit card – Payoneer offers Prepaid Debit Cards (MasterCard®) for online payments and withdrawing at ATMs. 

Online shopping – Use your Payoneer Prepaid Debit Card for shopping online. 

Cash-out – Withdraw your money at any of the 5,000 ATM locations worldwide that accept MasterCard®.

6- Square

If you are running a business and need to accept credit cards, you must be looking for a payment app. There are a lot of payment apps out there like Braintree, Stripe, and much more. But today I am going to talk about a payment app called Square

It is a payment app for small businesses and merchants. You can accept credit card payments online and in-person just by plugging a free card reader into your phone or tablet. Quick and easy to set up with no monthly or setup fees.  Moreover, easy to use in case of any card reader issues.

7- 2-Checkout

It is a popular payment processor among online businesses. The app supports credit cards, PayPal, ACH, eChecks, and many other payment methods. 2Checkout’s payment gateway is a software solution. It consists of a shopping cart and payment gateway, which allow online stores to accept online payments from customers. 

Furthermore, the gateway is PCI DSS compliant, secure, and reliable. If you are looking for a cost-effective payment gateway to run your online business, 2Checkout is the best option.


Online money transactions are becoming very popular, and the list of available apps only keeps getting bigger, so picking out the right one can be difficult. Make sure that you go over this list, as not all of them have the same features, so you will have to choose the one that fits your needs best.

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